At some point during this One Year to a {More} Organized Life, the area of finances will be/should be covered. You know the whole budgeting thing and the whole bill paying routine system and how to file all things financial... yeah, that stuff. Thing is I am TO-TAL-LY lost on this one.
I know things should be organized. I know a budget is a good thing. I just have no clue how to begin. Basically our budget is... try your hardest to save money and to not needlessly spend... pay as many bills as possible with each pay check. And there you have it... our plain and simple budget.
So yeah... totally wanting to make changes on all this, but I have no clue where to start. If any of you just love all things financial or all things budget or whatever, and you wouldn't mind playing teacher, let me know. I would love to let you take over the OYOL postings during the finance time.
I completely handed the finances over to my husband after this last move. I still have input and can say 'Oh, did you think of this' but I don't have to constantly think about it all or review it each month. We like Dave Ramsey. We use cash in everything except when paying bills and church contributions. I'll have to get back with you on what program we use to input all the numbers. Just remember it will take about 3 or 4 months to get things to go smoothly. We were about to throw in the towel after 2 months, but stuck with it and have not trouble now. Good Luck!!
ReplyDeleteI might be able to help with this. Send me an email and se can talke about it: sammgrl@yahoo.com
ReplyDeleteObviously I did not read my post before submitting and the word talk does not end with and 'e' :)
ReplyDeleteI could help as well. :)
ReplyDeleteI could help but wouldn't want to do it by myself....I used Mary Hunt's techniques (very similar to Dave Ramsey) to get myself out of $17K debt when I was single and $85K with my husband once married.
ReplyDeleteThanks for all the offers. I am in the process of sorting through all the offers Ive gotten. Stay tuned.
ReplyDelete